The Stellar Insights Blog
Newsletter, articles, white papers, and more!
Auto Loan Growth
Overdraft Income
Deposit Growth
How to Maximize Your Community Charter
Targeting New Members Most credit unions that have successfully gained charter approval from the NCUA have done so by providing banking to “help serve the underserved” in a specific geographic area. The Community Charter effectively makes the neighbors of your current...
Stellar Auto Loans Announces Partnership with Gravity Lending
This strategic partnership will deliver an expanded suite of products and services to their credit union lending partners.Press release Annapolis, Maryland – Stellar Auto Loans continues to expand its product line with their partnership with Gravity Lending, based in...
Overdraft Compliance Notifications
Since 2000, Stellar Strategic Group has assisted over 1,400 institutions with executing overdraft notification campaigns, in a timely and cost-efficient manner. Our goal is to produce maximum results for your overdraft program. Compliance Notifications Made Easier...
Auto Loan Recapture Best Practices
We have all seen the studies. Most consumers are living from paycheck to paycheck. Since the Great Recession, the median income has fallen by 13% from 2004 levels, while expenditures have increased by nearly 14%. In another recent study, it was determined that nearly...
Welcome to our Summer 2020 Edition of Stellar Insights!
Introduction Welcome to our summer edition of “Stellar Insights”. As I sat down to write this introduction I was struck with the thought: where to begin. This year started off with such great promise and quickly turned into something no one could’ve predicted....
The Indirect Auto Loan Opportunity
Credit Unions have been helping members finance vehicles since they were first established. Over many decades CUs have grown their indirect auto loan portfolio with aggressive rates and technological upgrades through dealership financing relationships. Unfortunately,...
The Value of a Direct Auto Loan
Overview Most institutions understand the need to grow organically and provide a stable membership base. Members that use a credit union as their Primary Financial Institution (PFI) generate dependable assets and deposits for planned future growth. Typically, the more...
Marketing Component: Stellar Indirect Tool Kit
Overview Upon completion of the analysis phase of the Tool Kit you will now have the necessary knowledge to customize your marketing efforts. Keep in mind, the extensive data analysis was designed to answer the who, what, where, when, and why questions that create the...
Indirect Tool Kit Analysis Overview
Introduction The analysis is a key component of The Stellar Indirect Tool Kit℠ - it’s what allows us to help you get the most from your marketing dollars to maximize the transformation of indirect loans into PFI relationships. To facilitate this, Stellar uses your...
The Indirect Auto Loan Opportunity
Credit Unions have been helping members finance vehicles since they were first established. Over many decades CUs have grown their indirect auto loan portfolio with aggressive rates and technological upgrades through dealership financing relationships. Unfortunately,...
The Indirect Dilemma
Indirect Auto Loans Have Created a Direct Dilemma The indirect auto loan source has historically been a dilemma for bankers of financial institutions. The good news is that it provides a relatively steady source of loans. They increase the assets of an institution...